Capital Gains Tax, and why legal tender is different
How Capital Gains Tax actually works, what counts as a disposal, and why gains on UK legal tender gold coins fall outside the charge.
8 min02VAT and investment gold
Investment gold is exempt from VAT in the UK. Here is the rule, the fineness and legal tender tests behind it, and where the edges are.
6 min03Selling: how a sale is priced, and planning the exit
The routes out of gold, how a dealer's buy price is actually built, and why the time to understand the exit is before you buy.
6 min04Gold in a wider portfolio, and what a hedge really means
The word "hedge" is used loosely and it sets the wrong expectation. Here is what it actually means, what actually drives gold's price, why a UK owner is holding two moving parts, and what the role costs.
9 min05Building a holding: denominations, spread and liquidity
How a set of coins works differently from a single coin: the denomination ladder, divisibility on exit, spread across years and grades, and the register that holds it all together.
7 min06Passing it on: gifting, inheritance and records
How gold sits inside your estate, how lifetime gifts work as a mechanism, and the records that decide whether your family ever finds the coins.
8 minTax and the Markets knowledge check
8 questions across the six lessons. Every answer comes with its explanation, whether you get it right or not. There is no pass mark.
Take the checkInvestments in bullion are not regulated by the FCA, and there is no access to the Financial Services Compensation Scheme or the Financial Ombudsman Service. The value of gold can fall as well as rise, and past performance is not a guide to future returns. Nothing in the Academy is financial or tax advice.
Questions are better answered out loud
Book fifteen minutes with a specialist and bring whatever the lessons left open. Ask anything, decide nothing on the day.