£10,000 in gold at the end of 2006 was worth £99,700 at the gold price on 25 Sept 2026. On Royal Mint coins, every penny of the gain is Capital Gains Tax‑free. Owned outright, professionally graded, delivered insured.
Gold investments are unregulated in the UK | The value of investments are variable and can go down as well as up | Past performance does not guarantee future performance
Free guide · 28 pages
Gold is the LBMA benchmark price at each year end and the latest market price, shares are the FTSE All‑Share with dividends reinvested, and the tax position is HMRC statute.
The gold price over the same years. 10.0× the starting capital.
Same money in the UK's broadest share index, dividends reinvested. 3.6× over the same period.
Sales of UK legal tender are tax‑free on the gain. Statute, not a workaround.
Year-end 2006 to 25 Sept 2026. Gold: LBMA PM benchmark at year ends, then the latest price. Shares: FTSE All‑Share price index, dividends reinvested at 3.5% a year. Past performance does not guarantee future returns.
Gains on bars are taxable; gains on Royal Mint coins are free of Capital Gains Tax. Bars trade at spot; Royal Mint coins trade above it.
Royal Mint coins are UK legal tender. By law, sales of legal tender are exempt from Capital Gains Tax, a rule written into statute. More of every gain stays with you.
Every coin is graded by NGC, the international grading standard. Sealed in a tamper‑evident slab with a unique cert ID. Buyers worldwide can verify it without opening it.
Free insured delivery, or segregated vault storage.
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The Gold Coin Investment Guide. 28 pages, sent by email as a PDF.
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While you're here
Type any starting amount and see what it became: in physical gold, versus the FTSE All‑Share and versus UK housing, over the last 20 years.
Year-end 2006 to 25 Sept 2026. Gold: LBMA PM benchmark. Shares: FTSE All‑Share, dividends reinvested at 3.5% a year. Property: UK House Price Index, Land Registry, capital only, rent excluded. Past performance does not guarantee future returns. How this is calculated
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Request the Gold Investment Guide"With the way the gold spot price has been in the past month I thought now would be a good time to pull the trigger. Harry came and met me in London for a coffee and talked me through the pros and cons of holding physical gold. Investing a 6 figure sum took some doing but I think with how the economic structure is right now, the best option is to hold gold."
"Their pricing was very competitive and the entire process from start to finish was simple and stress free. Everything felt very transparent. A special thank you to Andrew, who was incredibly helpful throughout. He kept me updated every step of the way and made the whole experience feel personal and reassuring."
"Harry made me feel very comfortable and explained everything step by step. As someone completely new to investing in gold, his knowledge and professionalism really stood out."
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Tax treatment, NGC grading, performance and process. Read on any device, in your own time.
Reply to the email when you're ready to talk specifics. We'll prepare a shortlist of Royal Mint coins matched to your goals.
Graded coins arrive in tamper‑evident packaging, fully insured. Or we arrange secure third‑party storage.
The job gold has historically done in a portfolio, and why it is viewed as a haven when confidence drains elsewhere.
Supply, demand, central banks and sentiment, and how they pull against each other.
How it compares with shares, cash and property, and why it behaves differently.
What NGC and PCGS grading actually certifies, and why the number matters.
Why certain Royal Mint coins can be free of both VAT and Capital Gains Tax.
What a sensible first purchase looks like, and what to avoid at the beginning.
Delivery, storage and the way back out when you choose to sell.
The questions new collectors actually ask, answered without jargon.
UK Capital Gains Tax does not apply to the sale or transfer of UK legal tender. All Royal Mint gold coins (Sovereigns, Britannias, and commemoratives minted as legal tender) carry a face value and qualify. This is a statutory exemption, not a wrapper or scheme.
For a higher‑rate taxpayer holding a £100,000 position, that means a hypothetical 100% gain creates £0 of CGT, whereas the equivalent gain on shares or property could attract a meaningful tax bill. Worked examples are in the guide.
Bars trade close to spot price and carry essentially no secondary premium. Graded coins certified by NGC carry an additional resale premium tied to grade, mintage and condition, on top of their gold value. That premium is what allocators are paying for, and it is what tends to make the holding worth more than the metal alone over time.
Bars also need re‑assay on resale. Graded coins are sealed and certified, with provenance you can verify in any major market without sending them off to be tested.
We start at £5,000. Most first positions sit between £25,000 and £100,000, usually as a diversifier from equities or property. £250,000+ positions are common.
Our consultative service is built for positions from £5,000 upwards, and the guide is free to everyone.
Two options. Most clients take physical delivery, which is free: coins ship in tamper‑evident packaging, fully insured in transit, signed for at handover. Home storage is straightforward at this scale (graded coins are very compact), and the guide walks through which home‑insurance riders most clients use.
The alternative is third‑party vault storage at a regulated UK facility. It comes with full audit, segregation and insurance, billed annually. The guide walks through the trade‑offs.
Two routes. Bullion Club operates a buy‑back service at current market price (less a transparent dealer spread). Or, because each coin is graded and authenticated, you can sell into any global precious‑metals or numismatic market without re‑testing.
This is the practical case for graded coins: liquidity at the time you actually need it, without the friction of bars.
No. Physical gold is unregulated in the UK and not covered by the Financial Services Compensation Scheme. The value can go down as well as up, and past performance does not guarantee future returns.
What we offer instead is direct ownership of a physical, certified, fungible asset, with the regulatory and tax treatment that comes with UK legal tender. The full regulatory framing is laid out in the guide.
Still want the full picture? The guide covers each of these in depth.
Request the Gold Investment GuideThe Gold Investment Guide is free: 28 pages on tax treatment, grading, performance, storage and process. If gold isn't the right fit for your portfolio, the guide will make that clear.
